Annuities are insurance contracts that make regular payments to you either immediately or at some point in the future. You can purchase an annuity to help grow or protect your retirement savings or to provide you with guaranteed income.  The convenience and predictability of a set payout feature can assist retirees who want a known income stream to supplement their other retirement income.

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There are several kinds of Annuities.  Immediate, Deferred, Fixed, Longevity... are just a partial list of annuities that can assist a person reaching their investment and income goals. 

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Is an annuity right for you?   Would it benefit your long term income plans?  That can only be known with discovery and reviewing your current and long term plans.   Death benefits, income benefits, LTC benefits, income and withdrawal features are a few of the riders and considerations when investing in annuities.  

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    If you own an annuity, perhaps now is the right time to review what you have.  Let's review it's features, your rate, your beneficiaries, and if your annuity is the right investment for your objectives.